155 Lomas, Jacques-Cartier

Asking Price

$3,499,000

Property Description

A magnificent 30-unit building located in the sought-after Jacques-Cartier area, close to King Street West. It comprises twenty 2.5-room units and ten 3.5-room units. Built in 1964 and held by the same owner since 2005, the property features a large in-ground outdoor pool, a spacious laundry room, and bright, well-laid-out apartments. The roof and windows were replaced between 2010 and 2012. Hot water costs are covered by the owner, while electricity and heating costs are allocated based on the specific unit. This building offers excellent potential for optimization.

Highlights

Close to all the amenities on King Street West.

Located in the sought-after Jacques-Cartier neighborhood, just 3 km from the University of Sherbrooke.

All units are rented with hot water, a refrigerator, and a stove included. 19 units are rented with electricity and heating included. 15 are rented with internet included.

Ideal for an MLI Select mortgage.

Capital spendings in recent years

Painting of hallways - 2026

New carpeting in hallways - 2026

2 heating tanks - 2021

Replacement of the outdoor pool pump and filter - 2020.

Laundry room: Installation of a new washer and dryer in 2024.

Updates to several units over time (paint, flooring, countertops)

Other information

Existing rights are in effect, although zoning regulations allow for a maximum of 6 residential units.

Rental trash containers and Internet service are included for tenants.

The sale is made without any legal warranty of quality, at the BUYER’s own risk.

The leases are spread throughout the year, and revenue will increase by approximately $1,800 by January 2027.

Location
Building description

General Information

Cadastral number1 137 481

Total Municipal Assessment

Total Municipal Assessment2 003 000 $
Municipal Land Assessment281 400 $
Municipal Building Assessment1 721 600 $

Construction

Number of Storeys2
Type of BuildingDetached
Type of ConstructionWood
Year of Construction1964
In-ground pool

Electromechanical System

Fire SystemYes - up to date

Parking

Type of ParkingAsphalt exterior
Number of Parking Spaces18 Spots

Area

Land Surface Area16 640 sq.ft

Building type

Laundry RoomYes, payable (2 washers and 2 dryers)
Number of Rooms70
Number of Units20 x 2.5, 10 x 3.5
Washer/Dryer InletN/A
Appliance ResponsibilityOwner (Stove, fridge, some furniture)
Heating ResponsibilityOwner 19 / Tenant 11
Hot Water ResponsibilityOwner

Features

FencedYes
Internet and TelecomInternet
PlumbingCopper, ABS, PEX
Condition of RoofGood condition - 2012
Condition of DoorsGood condition +/-2010
Condition of BalconiesN/A
Concierge AgreementYes
Intercom and DoorbellIntercom
Heating SystemElectric baseboards
Hot Water SystemDual-fuel - Electricity and heating oil (2012 tank)
Condition of WindowsGood condition +/-2010
Condition of Kitchensvery good condition and renovated
Electrical PanelsBreakers, 100 amps, but rated for 60 amps
Exterior SidingBrick, Stone
Condition of Bathroomsvery good condition and renovated
Environmental ReportYes (2026)
Floor CoveringVinyl, laminate, carpet
Income & Expenses

Revenue

yearly
Residential $252,876
Affordable res.
Commercial
Lockers
Parking
Laundry $2,340
Total revenues $255,216
Vac. / Bad debt $7,656
EGR $247,560

Expenses

Calc. yearly
Administration Normalised $12,378
Municipal Taxes Current $30,038
School Taxes Current $1,436
Insurance Current $12,333
Electricity Current $16,300
Heating Estimated $897
Snow Removal
Elevator
Lawn
Structural reserve
Janitor Normalised $12,000
Maintenance Normalised $21,000
Appliances Estimated $3,600
WiFi Current $2,318
Heat pump
CHMC: Other Costs Normalised $2,476
Conteneur Current $1,385
Total expenses $116,161
Net Revenue $131,399

Financing

Maximum loan amount $2,530,851$1,582,721
Financing CAP 4.93 %6.23 %
Debt coverage ratio 1.11.25
Interest Rate 4.15 %4.5 %
Amortization 50 Years25 Years
Term 5 Years5 Years

Treasury

Net Revenue $131,399 $131,399
Annual Mortgage Cost $125,854 $105,119
Net cash after mortgage $5,545 $26,280
RETURN ON INVESTMENT
Down Payment $968,149 $1,916,279
Cash on cash return 0.6 % 1.4 %
Return on liquidity + capitalization 2.3 % 3.2 %
Total yearly return with appreciation of 2 %
9.5 %
6.86 %

Indicators

CPU
116 600 $
GIM
13,7
NIM
26,6
CAP
3,8 %
Rent roll

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Jessika Lahaie
Jessika Lahaie
Team Jessika Lahaie
Executive VP
|
Real Estate Broker | PMML Partner
819-345-2487 jessika.lahaie@pmml.ca
Property Photos
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