55 Rioux, Jacques-Cartier

Asking Price

$1,125,000

Property Description

5-unit building located in the Jacques-Cartier area of Sherbrooke. It features four 5½ apartments and one spacious 10½ unit with 6 bedrooms and 2 bathrooms. Several improvements have been made over the years, including the replacement of doors and windows, front galleries, plumbing upgrades, and the renovation of two bathrooms. The property generates strong annual rental income. Heating costs are paid by the tenants, while hot water is provided by the owner. Don't miss this opportunity!

Highlights

7 indoor storage lockers (5 for tenants and 2 reserved for the owner).

Prime location close to services, shopping centers, schools, and major transportation routes.

The property offers 11 parking spaces and 7 indoor storage units, highly desirable features that help attract and retain tenants.

Capital spendings in recent years

2023–2024: Two hot water tanks replaced.

2021: Rear wooden balcony/deck repainted.

2018–2019: Two bathrooms (Units #1 and #3) renovated, and flooring replaced in two apartments.

2014: Roof, front porch replaced (fiberglass), plumbing touched up and some flooring

2009–2013: Doors and windows replaced.

Other information

The sale is made without any legal warranty of quality, at the buyer’s own risk.

Proof of funds or a mortgage pre-approval letter is required upon submission of a Promise to Purchase.

Snow removal $954.00

Location
Building description

General Information

Cadastral number1 137 165

Total Municipal Assessment

Total Municipal Assessment687 900 $
Municipal Land Assessment145 600 $
Municipal Building Assessment542 300 $

Construction

Number of Storeys2
Type of BuildingDetached
Type of ConstructionBrick and wood
Year of Construction1959

Electromechanical System

Fire SystemSmoke detectors

Parking

Type of ParkingGravel parking area
Number of Parking Spaces11

Area

Land Surface Area7 478 p.c.

Building type

Laundry RoomN/A
Number of Rooms30
Number of Units4 x 5.5, 1 x 10.5
Washer/Dryer InletYes, in each unit
Appliance ResponsibilityTenants
Heating ResponsibilityTenants
Hot Water ResponsibilityOwner

Features

FencedN/A
Internet and TelecomInternet included
PlumbingUpdated in 2014
Condition of RoofAsphalt Shingles - 2014
Condition of DoorsGood condition (replaced between 2009 and 2013).
Condition of BalconiesGood condition, wooden rear balcony/deck.
Concierge AgreementYes, $80/month, no contract (lawn care, cleaning of common areas, etc.)
Intercom and DoorbellNo
Heating SystemElectric baseboard heating
Hot Water SystemIndependent hot water tanks (2 × 60 gallons, installed in 2023–2024)
Condition of WindowsGood condition (replaced between 2009 and 2013).
Condition of KitchensWood cabinetry in some units.
Electrical PanelsCircuit breakers
Exterior SidingBricks
Condition of Bathrooms2 in good condition and 3 in fair condition.
Environmental ReportN/A
Floor CoveringLaminate flooring and ceramic tile
Income & Expenses

Revenue

yearly
Residential $75,936
Affordable res.
Commercial
Lockers
Parking
Laundry
Total revenues $75,936
Vac. / Bad debt $2,278
EGR $73,658

Expenses

Calc. yearly
Administration Normalised $3,315
Municipal Taxes Current $7,424
School Taxes Current $478
Insurance Current $2,925
Electricity Current $2,130
Heating
Snow Removal
Elevator
Lawn
Structural reserve
Janitor Normalised $1,250
Maintenance Normalised $3,500
Appliances
WiFi
Heat pump
CHMC: Other Costs Normalised $737
Internet Current $624
Total expenses $22,382
Net Revenue $51,276

Financing

schl conv
Maximum loan amount $900,712$627,505
Financing CAP 4.84 %6.13 %
Debt coverage ratio 1.11.2
Interest Rate 4.25 %4.75 %
Amortization 40 Years25 Years
Term 5 Years5 Years

Treasury

schl conv
Net Revenue $51,276 $51,276
Annual Mortgage Cost $49,497 $42,730
Net cash after mortgage $1,779 $8,546
RETURN ON INVESTMENT
Down Payment $224,288 $497,495
Cash on cash return 0.8 % 1.7 %
Return on liquidity + capitalization 5.0 % 4.4 %
Total yearly return with appreciation of 2 %
15.01 %
8.95 %

Indicators

CPU
225 000 $
GIM
14,8
NIM
21,9
CAP
4,6 %
Rent roll

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Jessika Lahaie
Jessika Lahaie
Team Jessika Lahaie
Executive VP
|
Real Estate Broker | PMML Partner
819-345-2487 jessika.lahaie@pmml.ca
Property Photos
The remarks, descriptions, characteristics and financial projections contained in this document are for information only and should not be considered official. The information contained herein comes from sources we believe to be reliable, but for which we cannot guarantee the accuracy. It is the buyer's responsibility to check everything and to declare themselves satisfied or dissatisfied with it during the due diligence process following an accepted promise to purchase.
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