800 Mcgregor, Jacques-Cartier

Asking Price

$1,575,000

Property Description

Discover this 8-unit building consisting exclusively of spacious 4½-room apartments (two bedrooms) measuring approximately 1,000 sq. ft. The units feature a functional layout with hardwood and ceramic flooring, as well as interior storage space. The steel roof ensures excellent durability, and seven of the units are equipped with wall-mounted heat pumps. Each unit also benefits from storage space in the outdoor shed. A quality investment in a sought-after area.

Highlights

Building comprising eight 4½-room units, each approximately 1,000 sq. ft.

Seven of the eight units are equipped with air conditioning.

Features include a steel roof and hardwood and ceramic flooring.

Each unit includes an indoor storage locker, plus an outdoor shed providing eight storage spaces.

Capital spendings in recent years

Windows replaced (~2016)

Patio doors replaced gradually (through 2025)

Recent long-life water heater

Concrete balconies (durable upgrade)

Steel roofing (high durability)

Air conditioning in 7 out of 8 units

Other information

The sale is made without legal warranty, at the buyer's risk and peril.

Location
Building description

General Information

Cadastral number1 512 189

Total Municipal Assessment

Total Municipal Assessment$1 107 100
Municipal Land Assessment$397 400
Municipal Building Assessment$709 700

Construction

Number of Storeys3
Type of BuildingDetached
Type of ConstructionBrick, wood, and concrete
Year of Construction1998

Electromechanical System

Fire SystemSmoke detectors

Parking

Type of ParkingExterior in asphalt
Number of Parking Spaces12

Area

Land Surface Area15 833 sq.ft

Building type

Laundry RoomN/A
Number of Rooms32
Number of Units8 x 4.5
Washer/Dryer InletYes, in each unit
Appliance ResponsibilityTenants
Heating ResponsibilityTenants
Hot Water ResponsibilityTenants

Features

Internet and TelecomN/A
PlumbingABS, PEX
Condition of RoofSteel roofing
Condition of DoorsGood condition (patio doors largely replaced)
Condition of BalconiesFront and rear concrete balconies for each unit.
Concierge AgreementN/A
Intercom and DoorbellSecurised entrance
Heating SystemElectric baseboard heating and air conditioning (7/8)
Hot Water SystemIndependent tanks
Condition of WindowsGood condition (replaced around 2016)
Condition of KitchensGood condition (ceramic flooring + modern finishes, depending on the unit)
Electrical PanelsCircuit Breakers
Exterior SidingBrick and metallic decline
Condition of BathroomsGood condition (ceramic + bath/shower)
Environmental ReportAt the buyers expense
Floor CoveringMarquetry, floating, and vinyl, depending on the unit.
Income & Expenses

Revenue

yearly
Residential $95,856
Affordable res.
Commercial
Lockers
Parking
Laundry
Total revenues $95,856
Vac. / Bad debt $2,876
EGR $92,980

Expenses

Calc. yearly
Administration Normalised $4,184
Municipal Taxes Current $12,870
School Taxes Current $792
Insurance Current $2,840
Electricity Current $540
Heating
Snow Removal
Elevator
Lawn
Structural reserve
Janitor Normalised $2,000
Maintenance Normalised $5,600
Appliances
WiFi
Heat pump
CHMC: Other Costs Normalised $930
Total expenses $29,756
Net Revenue $63,224

Financing

Maximum loan amount $1,110,602$750,203
Financing CAP 4.84 %6.32 %
Debt coverage ratio 1.11.25
Interest Rate 4.25 %4.65 %
Amortization 40 Years25 Years
Term 5 Years5 Years

Treasury

Net Revenue $63,224 $63,224
Annual Mortgage Cost $61,045 $50,580
Net cash after mortgage $2,179 $12,645
RETURN ON INVESTMENT
Down Payment $464,398 $824,797
Cash on cash return 0.5 % 1.5 %
Return on liquidity + capitalization 3.0 % 3.5 %
Total yearly return with appreciation of 2 %
9.74 %
7.34 %

Indicators

CPU
196 900 $
GIM
16,4
NIM
24,9
CAP
4 %
Rent roll

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Jessika Lahaie
Jessika Lahaie
Team Jessika Lahaie
Executive VP
|
Real Estate Broker | PMML Partner
819-345-2487 jessika.lahaie@pmml.ca
Property Photos
The remarks, descriptions, characteristics and financial projections contained in this document are for information only and should not be considered official. The information contained herein comes from sources we believe to be reliable, but for which we cannot guarantee the accuracy. It is the buyer's responsibility to check everything and to declare themselves satisfied or dissatisfied with it during the due diligence process following an accepted promise to purchase.
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