Specialized insurance for your construction and real estate development projects
Protect your construction sites, your assets, and the safety of your operations with insurance coverage tailored to your reality.
Are you truly protected?
Make sure you have all the essential protections in place before starting your construction or development project.
Comprehensive Coverage Options
All-Risk Construction Site Coverage. Protection against material damages during construction (fire, theft, vandalism, weather events, etc.)
Heavy Equipment Insurance
Covers machinery, tools, and equipment used on-site.
Civil Liability Insurance
Protects against third-party claims for injuries or damages caused by your work.
Errors & Omissions (E&O) Insurance
Covers professional errors related to design, management, or supervision, where applicable.
On-Site Materials Protection
Covers delivered but not yet installed materials stored on the site or elsewhere.
Inflation Coverage
Protects against rising costs of materials or labor between the start and end of your project.
The PMML Advantage
Protect your real estate investments with customized insurance solutions at every stage of your project, supported by PMML’s specialized brokers.
Comprehensive coverage to secure your site against material damage, theft, weather related damages, and accidents.
- Material Damages
- Theft & Vandalism
- Weather Events
Protection against third-party claims for bodily injury or property damage.
- Third-Party Damages
- Legal Defense Coverage
- Protection Against Lawsuits
Long-term protection against construction defects and structural issues.
- 10-Year Latent Defects Coverage
- Structural Defect Protection
- Peace of Mind for the Future
Our underwriting process
A simple and efficient 5-step process
1
Analysis
Comprehensive evaluation of your project and identification of potential risks.
2
Insurance Proposal
Presentation of an insurance solution tailored to your specific needs.
3
Submission
Formal submission of your file to our partner insurers.
4
Approval
Insurer agreement and finalization of the terms.
5
Policy Issuance
Activation of your coverage and delivery of official documents.
Commonly overlooked risks
Identify potential gaps in your coverage and often-neglected protections.
Environmental Damages
Pollution incidents are often excluded from standard policies.
Underestimation of Costs
Rising material costs may leave your project underinsured.
Design Errors
Defects related to design are rarely covered.
Subcontractor Work
Damages caused by subcontractors are often excluded.
FAQ
Ask the Right Questions Before Insuring Your Project
Many standard policies exclude subcontractor-related damages. Make sure your coverage explicitly includes this essential protection for any construction project.
Delays can generate significant additional costs. Specialized insurance can protect you against financial losses linked to delays caused by covered events.
A 10-year structural warranty is essential, but some defects may not be covered. Verify the scope of your protection for latent defects and poor workmanship.
Environmental incidents can result in costly clean-ups and lawsuits. Specific coverage is often required, as these risks are generally excluded from standard policies.
Inflation can significantly increase reconstruction costs. Ensure your policy includes an automatic adjustment clause or sufficient margin to cover these increases.
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